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LIVING LIFE ABUNDANTLY
* MORE PROSPERITY * BEING HEALTHIER *
* ENHANCING RELATIONSHIPS *
Saving money isn't all that hard once you make up your mind to do it! There are certain keys to help you decide that you can save a lot!
Perhaps the main tip is to remember that though Jesus was rich, He became poor so that through His poverty we might be made rich. (2 Cor. 8:9) Jesus loves you so much that He paid it all!
Prosperity is a free gift to you from Him! Yes, He wants you to work at something, to be productive, but He wants to bless you JUST because He loves you!
(Remember to pray for the growth and health of the church's economy and that of the world's, too.)
God loves you so much He wants you to prosper and be in good health as your soul prospers (3 John 2). And since God loves you so much, He wants you to do well with money - and to have sufficient amounts! He is the rewarder of those who will diligently seek Him! God doesn't need your money, but He loves your gifts, because they are seeds for which He can bless you with a harvest!
My husband is a great saver, naturally. But, I have learned to be a saver, too. Because we have attended several money seminars, we have learned good strategies from the experts and we applied what we learned. So, here are some tips that have worked well for us.
The first 10 keys of thrift are simple, to get you going.
1. Get a large jar or container and consistently empty your change into it.
2. Clip coupons and shop circulars. Make yourself a list before you go shopping and stick to it.
3. After we give to God, we give to
ourselves. We put back at least a fifth of our income as savings.. You will probably need to open a separate bank account to store these savings. Or store it in a safe place at home.
4. Use envelopes as a bill-paying device. Decide who you need to pay. Write their company's names on the envelopes.
When you get your paycheck, put cash or a check for the amount of the bills in the envelopes and store in a safe place. When bill time comes due, you are prepared.
5. Get a legal size writing tablet. Put the date at the top. On separate lines, write down each person or company you owe and the amount that is due. As you pay each one, check them off. Keep this in the safe place (with your envelopes).

Next month, copy the list and do this each proceeding month. It takes very little time to set it up, and even less time to record monthly.
If you will do this, you will always have a record of whom you paid and how much on which particular date. It's a wonderful way to find out how much you spend on utilities, phone service, groceries, etc.
Also, with this method you can compare last month's bill or even last year's bill to the current one.
6. Always try to keep a bit of cash tucked away on your person, because you never know when you may want to help someone in dire need... and a check would not help them! This way, it will be a double blessing to you. You will learn to reserve cash, and you'll improve as a prompt giver.
7. As believers in Jesus Christ, my husband and I tithe and we give offerings on top of that. We happen to believe it is a vital part of our Christian walk, and we have found that we never run low. God always meets our needs and provides abundance besides that!
We tithe, but we also give above our tithe. and we give our 'offerings' to ministries that win souls and take care of orphans and the needy. If you don't have a church, give your tithe to a charity that feeds and shelters orphans or the very poor - or one that wins many souls. Remember, a tithe is a tenth of your income!
8. Believe and receive this: God wants us free of contamination of money, but the Bible also teaches that He gives us the power to get wealth; He meets all our needs; and the blessings of the Lord makes rich and He adds no sorrow to it!
9. Work on paying off your smallest debts first. When that debt is paid, use its payment to pay extra on the next smallest debt, etc.
10. Cut down on the smaller things. When you eat out, get a glass of water instead of tea, cokes and coffee. Don't order appetizers. If you are a light eater, select from the children's menu.
11. Budget is not a bad word. Nor is it a bad thing. Simply put, it just means watching what you spend - and having some goals in mind, such as having a little money saved, knowing where your money is being spent, making some long-range goals to pay off debts, and having extra cash through the month for unforeseen expenses. To make a budget, list on paper the bills and payments you MUST make each month. Then list necessities like groceries,, babysitting, gasoline, medcines, , etc. On the other side of the paper, put down your income after taxes, FICA and insurance. Now comes the hard part. You have to fit the expenses into the amount of income. If it won't fit, you must decide what bills are most important - and what you can cut out. If you phone is too expensive, find a cheaper route. If your gas is too much, consider carpooling. If babysitting is too high, look around for another resource. And don't forget to add in gifts to the Lord and helping the poor. That in itself will make your money go farther! Then expect to work it out so that you can save a little here and there. Before you know it, you will be on top of the money situation...not beneath it!
GET A HEALTHIER LIFESTYLE
God wants the best for you! You are so special and every part of you is very important to God! Therefore, your health is a priority.
Our bodies are the temple of t
he Holy Spirit, (1 Cor. 6:19). We need to get them in good shape and maintain them! The Bible says we are bought with a price so we should glorify God in our body and in our spirit. Since we overcome evil with good, we have some easy ways to overcome bad choices with good choices.
The apostle, Paul, who wrote many books of the Bible's New Testament, said he brought his body into subjection (1 Cor. 9:27). He taught his body, like a two-year-old child, to obey him!
Remember we live in a polluted world. In this century. We must diminish our intake of chemicals and toxins, of impure and unwashed foods, of heavy fats and sugars and starches and corn syrups we were never meant to consume.
There are many roads to health. We have gathered 20 strategic keys to start improving your health immediately! You can begin your own walk of health by incorporating these simple changes in your daily routine.
1. Stretch for a few minutes the first thing in the mornings, thanking the Lord for this new
day and praising Him.
2. Start taking a good multi-vitamin every morning.
3. Cut your whites (sugar, flour, bread, rice, potatoes) in half or more.
4. Increase your sleep by one hour. Ask the Lord to give you sweet sleep.
5. Drink 2 extra glasses of water a day.
6. Enter a lifetime fast by eating a bit less than you want. Voluntarily cut your portions, and pray over every meal.
7. Sit in the sun 30 minutes daily.
8. Open the window or go outside for an hour of fresh air daily.
9. Add three colorful vegetables (be sure one of them is green) and one extra fruit to your daily intake of food.
10. Replace fats with olive oil and heavy meats, (especially fried meat and hamburger) with light, lean, baked meat.
11. Eat fish several times weekly. The highest in Omega 3 (great in preventing heart disease and cancer) are salmon, mackerel, tuna and sardines.
12. Drink green and black teas often.
13. Use herbs and spices on your foods instead of so much salt. Turmeric, thyme, basil, rosemary, ginger, sage and mint are very healthy for you.
14. Spice your foods with onions, leeks and garlic.
15. Add red, black and blue berries to your diet.
16. Eat dark chocolate instead of light.
17. Add at least one egg daily to your meals.
18. Eat breads and cereals that are void of sugar and made of whole grains.
19. Wash your vegetables and fruits with a bit of baking soda or vinegar in water and rinse well.
20. Remember that the Lord has given every green plant for our health and healing! Fruits and vegetables are the healthiest foods!
Glycemic Index
The GI is a ranking of foods based on how quickly they raise blood glucose levels. The reference foods, white bread or glucose, have a GI of 100. Low GI Foods (55 or less) 100% stone-ground whole wheat or pumpernickel bread Oatmeal (rolled or steel-cut), oat bran, muesli Pasta, converted rice, barley, bulgur Sweet potato, corn, yam, lima/butter beans, peas, legumes and lentils Most fruits, non-starchy vegetables and carrots Medium GI (56-69) Whole wheat, rye and pita bread Quick oats Brown, wild or basmati rice, couscous High GI (70 or more) White bread or bagel Corn flakes, puffed rice, bran flakes, instant oatmeal Short grain white rice, rice pasta, macaroni cheese from mix Russet potato, pumpkin Pretzels, rice cakes, popcorn, saltine crackers melons and pineapple
A full, well-balanced diet is a necessity, and should include much more of the "live" foods than those that are boxed, bottled, canned and frozen! A small amount of sweets, meats and dairy products is okay, as long as you keep everything in moderation!
orn out of necessity. At first, the horse needed no one...but the donkey needed her. And then, they were a twosome who needed no others. But the rabbit needed them. And so, the trio became a unit, a friendship.